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For the chocolate sauce: Combine the chocolate and 1/4 cup water in a heavy small saucepan.
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Stir over medium-low heat until the sauce is melted and smooth.
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Remove from the heat.
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Stir in small pinch cayenne pepper.
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Set aside.
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For the bananas: Place the brown sugar in a pie dish or on a plate.
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Toss the bananas in the brown sugar until nicely coated.
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Melt the butter in a heavy large skillet over medium-high heat until the butter becomes golden brown.
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Add the bananas to the hot pan cut-side down.
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Turn the bananas over as soon as they are golden brown and the sugar forms a crunchy coat on the bananas, about 30 seconds per side (do not allow bananas to become soft and mushy).
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Divide the bananas between 2 shallow bowls or plates.
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Spoon the chocolate sauce over the bananas.
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Sprinkle with the toasted almonds, and serve immediately.
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Cook's Notes: To toast the almonds, arrange them in a single layer on a baking sheet.
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Bake in a preheated 350 degrees F oven for 6 to 8 minutes until lightly toasted.
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Cool completely before using.
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An alternate way to melt the chocolate is to combine the chocolate and water in a small metal bowl over a small saucepan of simmering water, and stir the chocolate mixture until melted and smooth.
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Remove the bowl from over the water and set aside.