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*Numberof crackers depends on size of container used and number of layers you make.
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I normally use two or three of the inner packages.
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In a large bowl, mix pudding mix with the half and half, reserving 1/4 cup of the cream.
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Add the can of sweetened condensed milk and fold in 3/4 of the carton of Cool Whip.
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Put aside to let the pudding set.
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Using a large container with airtight lid (I use 6-qt.
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Rubbermaid container), pour the reserved 1/4 cup half and half into the bottom then add a layer of whole graham crackers on top of the cream.
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Slice 4-5 bananas randomly onto the crackers; add layer of pudding mixture.
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Repeat all layers, beginning with crackers and ending with pudding with bananas between.
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Spread remainder of Cool Whip on top of last layer of pudding and top with light sprinkling of graham cracker crumbs.
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Cover and keep chilled until 1/2 hour before serving time.
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The banana pudding is better if it is allowed to sit for a few hours in order to soften the crackers.
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NOTE: Cooking time refers to chilling time.