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1
Preheat oven to 375 degrees, make sure the rack is in the center position.
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2
On a flat cookie sheet or foil tin pizza baking sheet that has been coated with non stick cooking spray, lay 6 tortillas (or however many will fit) on the tray.
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3
Lightly brush the top of each tortilla with the vegetable, olive or canola oil and bake until they are light golden brown.
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4
About 10 minutes.
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5
(the edges will be a darker brown).
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6
While the tortillas are baking, pour half of the refried beans into a microwave safe bowl with about 1 tbsp of water and 1 tbsp of taco seasoning and mix thoroughly.
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7
Pour the remaining beans into the bowl and add about a teaspoon of taco seasoning and water and mix well again.
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8
Top the beans with a pinch of the shredded monterey jack and mild cheddar cheeses.
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9
Microwave for about 2 minutes.
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10
Stir when finished.
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11
Once the tortillas are finished baking, remove them from the oven and set the oven to broil, keep the rack in the center.
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12
Spread the refried beans generously over each tortilla.
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13
Top each tortilla with the shredded monterey jack and cheddar cheeses ( the more the better ) and then place the tray back in the oven for only a few minutes.
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14
The cheese will melt fast.
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15
Once the cheese has melted remove from oven.
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16
Using a pizza cutter, cut the tortillas into 4 slices topping each slive with one jalapeno ring.
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17
Serve while still warm.
